TL;DR
NBFCs in India predict an 18-19% growth in two-wheeler loan portfolios for FY26, driven by consistent demand and accessible financing.
Non-Banking Financial Companies (NBFCs) in India are projecting a significant growth of 18-19% in their two-wheeler loan portfolio for Fiscal Year 2026. This optimistic outlook is largely attributed to sustained demand for two-wheelers, particularly in semi-urban and rural areas, coupled with the increasing accessibility of financing options. The growth trajectory signals a healthy demand in the two-wheeler segment, which remains a primary mode of personal transport across the country.
The anticipated expansion in the loan portfolio highlights the crucial role NBFCs play in driving vehicle sales, especially for consumers who may not have access to traditional banking credit. This growth is also expected to be bolstered by various government initiatives and festive season sales, which traditionally see a surge in two-wheeler purchases. Despite potential challenges in asset quality, lenders are adopting a strategic approach to capitalize on this burgeoning market segment.
